Bad credit doesn't have to mean no options.
Lending For Bad Credit compares offers from a nationwide network of lenders for loans from $100 to $40,000. Pick an amount below to see how it works.
- Free to request
- Won't affect your credit score
- All credit types considered
How it works
Fill out a short form
It takes about two minutes, entirely online, with 256-bit encryption.
Review your offer
If a lender can work with you, you'll see the rate and terms before you sign anything.
Get your funds
Approved borrowers can receive a direct deposit as soon as the next business day.
Why people use it
One form, many lenders
Instead of applying lender by lender, one request reaches a nationwide network.
Your score is considered, not a dealbreaker
You can request a loan regardless of your credit score. Terms and conditions vary.
No cost to you
The service is free. You only pay what you agree to with a lender.
A backup if no lender matches
You may be shown other options, such as debt relief providers.
Common questions
Will checking hurt my credit?
Submitting the request form won't affect your credit score. A lender you choose to move forward with may run a credit check as part of their own review.
Is Lending For Bad Credit a lender?
No. It's a free service that connects you with lenders and lending partners. The lender sets your rate and terms, and you'll see them before you agree to anything.
How much will the loan cost?
It depends on your state, credit history, loan amount and term. For example, a $10,000 loan over 36 months at 10% APR comes to $11,616.12 in total repayment.
Am I guaranteed a loan?
No. Not every lender can offer every loan amount or term, and approval is decided by the lender.
Ready to see your options?
The form takes about two minutes and won't affect your credit score.
You're requesting $1,000.
Check my loan optionsYou'll continue to Lending For Bad Credit's secure form.